Business Insurance · Seattle, WA
Business insurance in Seattle.
Independent, local coverage for Seattle businesses — shopped across A+ carriers and explained in plain English. General liability, workers' comp (WA L&I), property, and the coverage your industry actually needs.
Local coverage
Insurance built for Seattle businesses.
From SODO warehouses to Capitol Hill storefronts, Ballard breweries to South Lake Union tech offices, Seattle's business mix is unusually broad — and a one-size policy fits none of it. As an independent Seattle brokerage, we shop the whole market and tune coverage to what your business actually does, not the average.
Coverage
What Seattle businesses ask for most.
General Liability
Third-party injury, property damage, and the certificate your lease requires.
Explore coverageCyber Liability
Ransomware, breach response, and the liability GL won't cover.
Explore coverageProfessional Liability
Errors & omissions for advice, service, and creative work.
Explore coverageWorkers' Comp
Class-code help and multi-state comp, done right.
Explore coverageBusiness Owners Policy
GL + property + income, bundled for small businesses.
Explore coverage· A market of A+ insurance companies
Industries
Industries we insure in Seattle.
We write coverage tuned to Seattle's core industries — different deductibles, exclusions, and carriers by trade. Don't see yours? Ask us; our carrier list runs well past this page.
Common Seattle verticals
- Technology & startups
- Restaurants, bars & breweries
- Creative studios & agencies
- General contractors & trades
- Retail & e-commerce
- Professional services
Why local
Why Seattle businesses choose an independent broker.
Seattle's market runs from Fortune 500 tech to a two-person Ballard shop, and we write across all of it. A captive agent sells one company's product; we shop the whole market on your behalf, tune the policy to your operation, and stay in your corner at claim time — one relationship for every line, with a real person on the local number.
NRG Insurance — serving Seattle
Independent, Washington-licensed brokerage. Service-area business (no walk-in office).
- 206 · 363 · 1110
- Insurance@nrg-insurance.com
- P.O. Box 34628, #15043, Seattle, WA 98124-1628
- Licensed: WA #29575 · ID #34444 · AZ #1800014779 · OR #1465425
Seattle FAQ
Questions Seattle owners ask.
Prefer to talk it through? A licensed advisor picks up: 206 · 363 · 1110.
- It depends entirely on your industry and size — a Capitol Hill café, a SODO contractor, and a South Lake Union SaaS company get very different quotes. As an independent broker we shop A+ carriers head-to-head, so the only real number is a quoted one.
- Yes — Washington requires workers' comp once you have employees, and it's purchased through the state fund (L&I), not a private carrier. We help Seattle employers get their L&I class codes right so they don't overpay.
- We're a Seattle-based independent brokerage that works virtually — no walk-in office, just a real local team on 206-363-1110 serving businesses across the city and King County.
- Usually general liability, professional liability (tech E&O), and cyber — plus workers' comp once you hire. We build the stack investors and clients require and shop it across specialty carriers.